415 NW 21st StOklahoma CityOK73103
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 415 NW 21st St, Oklahoma City, OK, 73103 in Oklahoma City. Rental yield 5.64%. At $599,000 with 5.64% gross yield, current distributions are modest, but the 5% appreciation rate projects $165,493 in new equity by year five, complemented by $5,517/yr in principal paydown. Ziffy Mortgage's DSCR loan (1.04) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $162,004.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.6% | 10.0% |
| Monthly Cash Flow | $(1,022) | $450 |
City averages based on Oklahoma City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,814 |
| Total Monthly Debt Service | $3,597 |
| DSCR Ratio | 0.78x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1921
8,999 sqft lot
$N/A/sqft
$125 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 73103, Oklahoma City, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,484 (100%) |
| Owner Occupied HU | 780 (22.4%) |
| Renter Occupied HU | 2,233 (64.1%) |
| Vacant Housing Units | 471 (13.5%) |
| Median Home Value | $468,182 |
| Average Home Value | $566,542 |
Housing Distribution
Address Breakdown
Residential
3,179
Single Family
1,894
Multi-Family
1,285
Businesses
522
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1921
8,999 sqft lot
$N/A/sqft
$125 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 73103, Oklahoma City, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,484 (100%) |
| Owner Occupied HU | 780 (22.4%) |
| Renter Occupied HU | 2,233 (64.1%) |
| Vacant Housing Units | 471 (13.5%) |
| Median Home Value | $468,182 |
| Average Home Value | $566,542 |
Housing Distribution
Address Breakdown
Residential
3,179
Single Family
1,894
Multi-Family
1,285
Businesses
522
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices