4146 Saint CharlesSan AntonioTX78202
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowWhen a property's DSCR clears 1.5x, lenders and investors both pay attention. 4146 Saint Charles, San Antonio, TX, 78202 in San Antonio achieves a 1.91 ratio at $192,100: $1,650/mo rent versus $864/mo debt service. Rental yield 10.31%. Ziffy Mortgage's no-W2 DSCR loan is purpose-built for assets like this. The 10.31% yield compounds alongside 5% annual appreciation projecting $53,074 in value. Total projected cumulative return: $74,577.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.3% | 5.8% |
| Monthly Cash Flow | $(4) | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,650 |
| Total Monthly Debt Service | $1,578 |
| DSCR Ratio | 1.05x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2005
1,999 sqft lot
$N/A/sqft
$203 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78202, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,224 (100%) |
| Owner Occupied HU | 1,972 (37.7%) |
| Renter Occupied HU | 2,353 (45.0%) |
| Vacant Housing Units | 899 (17.2%) |
| Median Home Value | $272,549 |
| Average Home Value | $291,767 |
Housing Distribution
Address Breakdown
Residential
4,615
Single Family
4,044
Multi-Family
571
Businesses
291
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2005
1,999 sqft lot
$N/A/sqft
$203 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78202, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,224 (100%) |
| Owner Occupied HU | 1,972 (37.7%) |
| Renter Occupied HU | 2,353 (45.0%) |
| Vacant Housing Units | 899 (17.2%) |
| Median Home Value | $272,549 |
| Average Home Value | $291,767 |
Housing Distribution
Address Breakdown
Residential
4,615
Single Family
4,044
Multi-Family
571
Businesses
291
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A