4141 Melody StLa VerneCA91750
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 4141 Melody St, La Verne, CA, 91750 in La Verne earns a 8.22% gross yield at $1,126,990. Rent of $7,718/mo nets $556/mo after the $5,068/mo mortgage. The 1.52 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $311,367 and $10,380/yr in equity accumulation project a total cumulative return of $463,890.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 6.0% |
| Monthly Cash Flow | $556 | $350 |
City averages based on La Verne market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,718 |
| Total Monthly Debt Service | $6,714 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
3,465 sqft lot
$N/A/sqft
$191 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91750, La Verne, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,685 (100%) |
| Owner Occupied HU | 8,841 (69.7%) |
| Renter Occupied HU | 3,478 (27.4%) |
| Vacant Housing Units | 366 ( 2.9%) |
| Median Home Value | $824,547 |
| Average Home Value | $803,502 |
Housing Distribution
Address Breakdown
Residential
12,730
Single Family
11,646
Multi-Family
1,084
Businesses
1,125
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
3,465 sqft lot
$N/A/sqft
$191 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91750, La Verne, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,685 (100%) |
| Owner Occupied HU | 8,841 (69.7%) |
| Renter Occupied HU | 3,478 (27.4%) |
| Vacant Housing Units | 366 ( 2.9%) |
| Median Home Value | $824,547 |
| Average Home Value | $803,502 |
Housing Distribution
Address Breakdown
Residential
12,730
Single Family
11,646
Multi-Family
1,084
Businesses
1,125
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices