4140 Cornstalk RdCrawleyWV24931
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 4140 Cornstalk Rd, Crawley, WV, 24931 in Crawley is narrow, $29/mo net on $1,216/mo rent after the $922/mo debt service, but the property operates at break-even-plus, not a loss. At $205,000 with a 7.12% yield, the long-run equity case via 5% appreciation ($56,638 over five years) and $1,888/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.32 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $79,329.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.1% | 6.2% |
| Monthly Cash Flow | $29 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,216 |
| Total Monthly Debt Service | $1,105 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1979
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 24931, Crawley, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 758 (100%) |
| Owner Occupied HU | 559 (73.7%) |
| Renter Occupied HU | 102 (13.5%) |
| Vacant Housing Units | 97 (12.8%) |
| Median Home Value | $178,041 |
| Average Home Value | $252,294 |
Housing Distribution
Address Breakdown
Residential
631
Single Family
631
Multi-Family
0
Businesses
24
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1979
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 24931, Crawley, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 758 (100%) |
| Owner Occupied HU | 559 (73.7%) |
| Renter Occupied HU | 102 (13.5%) |
| Vacant Housing Units | 97 (12.8%) |
| Median Home Value | $178,041 |
| Average Home Value | $252,294 |
Housing Distribution
Address Breakdown
Residential
631
Single Family
631
Multi-Family
0
Businesses
24
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices