414 University Ave, Troy, TX, 76579 | $52/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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414 University Ave, Troy, TX, 76579 | $52/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Troy at 414 University Ave, Troy, TX, 76579 priced at $278,600 converts $2,034/mo rent into $52/mo cash flow after a $1,364/mo obligation. Total monthly income equals $2,034/mo, and annual cash flow totals $629/yr on $92,356 invested. Return on cash invested prints 20.59% in year one, and rental yield reads 8.76% against a $278,600 entry. Equity gained on principal adds $1,798/yr, while 5% annual appreciation compiles into $76,972 by year five. Five-year ROI reaches 107.73% and total cumulative return in cash sums $99,493. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $2,034/mo property income covering a $1,364/mo payment, not borrower’s personal income.

Single Family

Built in 2025

N/A lot

$N/A/sqft

No HOA

More details about the property

Some images shown may be from a previously built Stylecraft home of similar design. Actual options, colors, and selections may vary. Contact us for details! If charm and elegance are what you're looking for - Welcome home! A favorite of many, the 1818 has several features that make it stand out from the rest. From the moment your eyes catch the stunning exterior, you're captivated. Interior features include dual living areas to use as you choose, a large kitchen with granite-topped island that is open through the dining and living room, stunning windows flowing with natural light, an optional study alcove, and a spacious primary suite. Stylecraft's selections round out everything that make this floor plan so special. Additional Options Included: A Dual Primary Bathroom Vanity, a Single Basin Kitchen Sink, 42" Kitchen Cabinets, Integral Miniblinds in the Rear Door, and Stainless Steel Appliances

Neighborhood Data

Neighborhood data shown for ZIP Code: 76579, Troy, TX area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	2,376 (100%)
Owner Occupied HU	1,715 (72.2%)
Renter Occupied HU	465 (19.6%)
Vacant Housing Units	196 ( 8.2%)
Median Home Value	$312,327
Average Home Value	$353,136