414 NW 5th StWillaminaOR97396
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 414 NW 5th St, Willamina, OR, 97396 in Willamina speaks for itself: 13.09% gross on a $250,091 price, generating $2,728/mo in rent and $1,215/mo in net income after the $1,125/mo debt service. DSCR 2.42, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $14,576 stacks alongside $69,096 in projected five-year appreciation and $2,303/yr in principal reduction. Projected total cumulative return: $172,879.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 13.1% | 6.2% |
| Monthly Cash Flow | $1,215 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,728 |
| Total Monthly Debt Service | $1,413 |
| DSCR Ratio | 1.93x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1973
10,001 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97396, Willamina, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,346 (100%) |
| Owner Occupied HU | 929 (69.0%) |
| Renter Occupied HU | 352 (26.2%) |
| Vacant Housing Units | 65 ( 4.8%) |
| Median Home Value | $369,212 |
| Average Home Value | $410,619 |
Housing Distribution
Address Breakdown
Residential
1,002
Single Family
1,001
Multi-Family
1
Businesses
84
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
No similar price properties found nearby.
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1973
10,001 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97396, Willamina, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,346 (100%) |
| Owner Occupied HU | 929 (69.0%) |
| Renter Occupied HU | 352 (26.2%) |
| Vacant Housing Units | 65 ( 4.8%) |
| Median Home Value | $369,212 |
| Average Home Value | $410,619 |
Housing Distribution
Address Breakdown
Residential
1,002
Single Family
1,001
Multi-Family
1
Businesses
84
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
No similar price properties found nearby.
Listed by: BARBARA HOFENBREDL • Hofenbredl Realty Llc
Mls Name: WVMLS
Mls Provider:
Mls ID: #828713
Disclaimer: Based on information from Willamette Valley Multiple Listing Service, which neither guarantees nor is in any way responsible for its accuracy. All data is provided 'AS IS' and with all faults. Data maintained by Willamette Valley Multiple Listing Service may not reflect all real estate activity in the market.