414 E Emily StTampaFL33603
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 414 E Emily St, Tampa, FL, 33603 in Tampa. Rental yield 2.74%. At $196,147 with 2.74% gross yield, current distributions are modest, but the 5% appreciation rate projects $54,192 in new equity by year five, complemented by $1,807/yr in principal paydown. Ziffy Mortgage's DSCR loan (5.70) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $311,106.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.7% | 3.0% |
| Monthly Cash Flow | $(9,572) | $350 |
City averages based on Tampa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,028 |
| Total Monthly Debt Service | $1,281 |
| DSCR Ratio | 3.92x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1918
0.42 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33603, Tampa, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,070 (100%) |
| Owner Occupied HU | 5,119 (56.4%) |
| Renter Occupied HU | 3,123 (34.4%) |
| Vacant Housing Units | 828 ( 9.1%) |
| Median Home Value | $440,706 |
| Average Home Value | $513,094 |
Housing Distribution
Address Breakdown
Residential
8,335
Single Family
6,885
Multi-Family
1,450
Businesses
625
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1918
0.42 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33603, Tampa, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,070 (100%) |
| Owner Occupied HU | 5,119 (56.4%) |
| Renter Occupied HU | 3,123 (34.4%) |
| Vacant Housing Units | 828 ( 9.1%) |
| Median Home Value | $440,706 |
| Average Home Value | $513,094 |
Housing Distribution
Address Breakdown
Residential
8,335
Single Family
6,885
Multi-Family
1,450
Businesses
625
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices