4136 State Highway 205HartwickNY13348








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Hartwick at 4136 State Highway 205, Hartwick, NY, 13348 uses $87,682 cash to close to unlock $41,752/yr annual cash flow and $3,479/mo monthly cash flow. Total monthly income runs $5,246/mo, and a $1,295/mo payment keeps the spread at $3,479/mo. Purchase price stands at $264,500, and rental yield measures 23.8% with $5,246/mo rent. Return on cash invested shows 67.53% in year one, and 5% annual appreciation builds toward $73,076 over five years. Five-year ROI reaches 358.87% and total cumulative return in cash records $314,666. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $5,246/mo property income covering a $1,295/mo payment rather than investor’s personal income.
Single Family
Built in 1982
20.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13348, Hartwick, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 771 (100%) |
| Owner Occupied HU | 498 (64.6%) |
| Renter Occupied HU | 111 (14.4%) |
| Vacant Housing Units | 162 (21.0%) |
| Median Home Value | $252,222 |
| Average Home Value | $300,005 |
Housing Distribution
Address Breakdown
Residential
502
Single Family
502
Multi-Family
0
Businesses
31
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