413 Acacia StFairfieldCA94533
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 413 Acacia St, Fairfield, CA, 94533 in Fairfield is narrow, $67/mo net on $3,283/mo rent after the $2,338/mo debt service, but the property operates at break-even-plus, not a loss. At $519,888 with a 7.58% yield, the long-run equity case via 5% appreciation ($143,635 over five years) and $4,788/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.40 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $201,438.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 6.0% |
| Monthly Cash Flow | $67 | $300 |
City averages based on Fairfield market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,283 |
| Total Monthly Debt Service | $3,009 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1958
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94533, Fairfield, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 27,202 (100%) |
| Owner Occupied HU | 14,846 (54.6%) |
| Renter Occupied HU | 11,209 (41.2%) |
| Vacant Housing Units | 1,147 ( 4.2%) |
| Median Home Value | $587,995 |
| Average Home Value | $619,055 |
Housing Distribution
Address Breakdown
Residential
26,570
Single Family
21,309
Multi-Family
5,261
Businesses
2,298
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1958
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94533, Fairfield, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 27,202 (100%) |
| Owner Occupied HU | 14,846 (54.6%) |
| Renter Occupied HU | 11,209 (41.2%) |
| Vacant Housing Units | 1,147 ( 4.2%) |
| Median Home Value | $587,995 |
| Average Home Value | $619,055 |
Housing Distribution
Address Breakdown
Residential
26,570
Single Family
21,309
Multi-Family
5,261
Businesses
2,298
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jose Casillas • Su Casa Realty
Mls Name: MetroList Services of CA
Mls ID: #325072967