4120 Willow TrlFrazier ParkCA93225
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 4120 Willow Trl, Frazier Park, CA, 93225 in Frazier Park speaks for itself: 13.69% gross on a $230,000 price, generating $2,623/mo in rent and $1,170/mo in net income after the $1,034/mo debt service. DSCR 2.54, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $14,043 stacks alongside $63,545 in projected five-year appreciation and $2,118/yr in principal reduction. Projected total cumulative return: $162,658.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.7% | 8.0% |
| Monthly Cash Flow | $1,170 | $300 |
City averages based on Frazier Park market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,623 |
| Total Monthly Debt Service | $1,361 |
| DSCR Ratio | 1.93x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1990
3,484 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93225, Frazier Park, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,279 (100%) |
| Owner Occupied HU | 1,673 (51.0%) |
| Renter Occupied HU | 722 (22.0%) |
| Vacant Housing Units | 884 (27.0%) |
| Median Home Value | $373,217 |
| Average Home Value | $408,993 |
Housing Distribution
Address Breakdown
Residential
1,069
Single Family
1,069
Multi-Family
0
Businesses
97
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1990
3,484 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93225, Frazier Park, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,279 (100%) |
| Owner Occupied HU | 1,673 (51.0%) |
| Renter Occupied HU | 722 (22.0%) |
| Vacant Housing Units | 884 (27.0%) |
| Median Home Value | $373,217 |
| Average Home Value | $408,993 |
Housing Distribution
Address Breakdown
Residential
1,069
Single Family
1,069
Multi-Family
0
Businesses
97
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Timothy Franklin McCrary • Stockdale Real Estate Group
Mls Name: Bakersfield AOR
Mls Provider:
Mls ID: #202506925
Disclaimer: Information is deemed reliable but not guaranteed. Copyright Golden Empire MLS, Inc. 2025.