412 Silk TreeIrvineCA92606
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder412 Silk Tree, Irvine, CA, 92606 in Irvine is a stable, well-positioned rental at $935,000. Rental yield 7.86%. DSCR 1.46 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $258,323 in value and $8,611/yr in principal paydown builds equity, a total projected return of $345,970.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 5.1% |
| Monthly Cash Flow | $(168) | $300 |
City averages based on Irvine market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,126 |
| Total Monthly Debt Service | $5,922 |
| DSCR Ratio | 1.03x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2007
N/A lot
$N/A/sqft
$510 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92606, Irvine, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,460 (100%) |
| Owner Occupied HU | 3,187 (33.7%) |
| Renter Occupied HU | 5,686 (60.1%) |
| Vacant Housing Units | 587 ( 6.2%) |
| Median Home Value | $1,091,745 |
| Average Home Value | $1,106,927 |
Housing Distribution
Address Breakdown
Residential
8,840
Single Family
4,849
Multi-Family
3,991
Businesses
861
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2007
N/A lot
$N/A/sqft
$510 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92606, Irvine, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,460 (100%) |
| Owner Occupied HU | 3,187 (33.7%) |
| Renter Occupied HU | 5,686 (60.1%) |
| Vacant Housing Units | 587 ( 6.2%) |
| Median Home Value | $1,091,745 |
| Average Home Value | $1,106,927 |
Housing Distribution
Address Breakdown
Residential
8,840
Single Family
4,849
Multi-Family
3,991
Businesses
861
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices