412 Monica LnPearlMS39208








Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Pearl at 412 Monica Ln, Pearl, MS, 39208 offers $1,636/mo rent that, after a $881/mo payment, leaves $535/mo cash flow. Total monthly income is $1,636/mo, and annual cash flow is $6,416/yr on $59,637 cash. Return on cash invested measures 30.67% in year one, and rental yield stands at 10.91% at a $179,900 entry. Equity gained on principal adds $1,161/yr while 5% annual appreciation compounds into $49,703 by year five. Five-year ROI records 160.47% and total cumulative return in cash reaches $95,697. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $1,636/mo property income versus a $881/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.
Single Family
Built in 1972
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39208, Pearl, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,880 (100%) |
| Owner Occupied HU | 8,998 (64.8%) |
| Renter Occupied HU | 4,011 (28.9%) |
| Vacant Housing Units | 871 ( 6.3%) |
| Median Home Value | $177,888 |
| Average Home Value | $221,845 |
Housing Distribution
Address Breakdown
Residential
12,750
Single Family
10,721
Multi-Family
2,029
Businesses
1,119
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Nearby investment properties with comparable prices



Listed by: Debbie Carter • Merck Team Realty, Inc.
Mls Name: MLS United
Mls ID: #4113784
Disclaimer: Information is deemed to be reliable but not guaranteed. Copyright 2025 MLS United, LLC.








