4115 Hicks RdAustellGA30106
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 4115 Hicks Rd, Austell, GA, 30106 in Austell. Rental yield 4.25%. At $612,900 with 4.25% gross yield, current distributions are modest, but the 5% appreciation rate projects $169,333 in new equity by year five, complemented by $5,645/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.79) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $131,864.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.3% | 7.0% |
| Monthly Cash Flow | $(1,558) | $300 |
City averages based on Austell market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,172 |
| Total Monthly Debt Service | $3,486 |
| DSCR Ratio | 0.62x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1905
2.10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30106, Austell, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,541 (100%) |
| Owner Occupied HU | 5,355 (56.1%) |
| Renter Occupied HU | 3,690 (38.7%) |
| Vacant Housing Units | 496 ( 5.2%) |
| Median Home Value | $318,041 |
| Average Home Value | $340,644 |
Housing Distribution
Address Breakdown
Residential
8,896
Single Family
6,938
Multi-Family
1,958
Businesses
709
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1905
2.10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30106, Austell, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,541 (100%) |
| Owner Occupied HU | 5,355 (56.1%) |
| Renter Occupied HU | 3,690 (38.7%) |
| Vacant Housing Units | 496 ( 5.2%) |
| Median Home Value | $318,041 |
| Average Home Value | $340,644 |
Housing Distribution
Address Breakdown
Residential
8,896
Single Family
6,938
Multi-Family
1,958
Businesses
709
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices