4113 Old Colony RdPort GibsonMS39150
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThis is a cash-flow-light asset: 4113 Old Colony Rd, Port Gibson, MS, 39150 in Port Gibson, $244,000, 7.84% gross yield, $100/mo net income. Consider it a market-entry position, the $1,594/mo rent covers the $1,097/mo payment with a margin, and 5%/yr appreciation is projected to add $67,413 to the asset's value over five years. Ziffy Mortgage approves DSCR loans (coverage 1.45) for non-U.S. residents without domestic income documentation. Consider a higher down payment to widen the monthly margin. Total projected return: $98,999.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 6.2% |
| Monthly Cash Flow | $100 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,594 |
| Total Monthly Debt Service | $1,396 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1982
19.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39150, Port Gibson, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,537 (100%) |
| Owner Occupied HU | 1,562 (61.6%) |
| Renter Occupied HU | 573 (22.6%) |
| Vacant Housing Units | 402 (15.8%) |
| Median Home Value | $82,893 |
| Average Home Value | $110,733 |
Housing Distribution
Address Breakdown
Residential
2,201
Single Family
2,087
Multi-Family
114
Businesses
212
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1982
19.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39150, Port Gibson, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,537 (100%) |
| Owner Occupied HU | 1,562 (61.6%) |
| Renter Occupied HU | 573 (22.6%) |
| Vacant Housing Units | 402 (15.8%) |
| Median Home Value | $82,893 |
| Average Home Value | $110,733 |
Housing Distribution
Address Breakdown
Residential
2,201
Single Family
2,087
Multi-Family
114
Businesses
212
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Steve Purvis • LedgerPurvis Real Estate, LLC
Mls Name: Vicksburg Warren County BOR
Mls ID: #33396