411 Commercial AveSedgwickKS67135
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Sedgwick rentals match the income profile of 411 Commercial Ave, Sedgwick, KS, 67135. Listed at $140,700, gross rent is $1,768/mo and net cash flow is $809/mo, a 15.08% yield well above national averages. DSCR 2.79 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $38,873 by year five with $1,296/yr in annual principal reduction, projecting $105,794 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 15.1% | 8.0% |
| Monthly Cash Flow | $809 | $550 |
City averages based on Sedgwick market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,768 |
| Total Monthly Debt Service | $903 |
| DSCR Ratio | 1.96x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1921
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 67135, Sedgwick, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,300 (100%) |
| Owner Occupied HU | 976 (75.1%) |
| Renter Occupied HU | 215 (16.5%) |
| Vacant Housing Units | 109 ( 8.4%) |
| Median Home Value | $263,176 |
| Average Home Value | $272,175 |
Housing Distribution
Address Breakdown
Residential
1,110
Single Family
1,110
Multi-Family
0
Businesses
49
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1921
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 67135, Sedgwick, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,300 (100%) |
| Owner Occupied HU | 976 (75.1%) |
| Renter Occupied HU | 215 (16.5%) |
| Vacant Housing Units | 109 ( 8.4%) |
| Median Home Value | $263,176 |
| Average Home Value | $272,175 |
Housing Distribution
Address Breakdown
Residential
1,110
Single Family
1,110
Multi-Family
0
Businesses
49
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices