411-413 Main StOsawatomieKS66064
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 411-413 Main St, Osawatomie, KS, 66064 in Osawatomie: $1,606/mo in rent, $658/mo net, 13.53% gross yield, all on a $142,400 acquisition. The 2.51 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $39,342 in value, and $1,312/yr in principal paydown steadily builds equity. Projected total cumulative return: $96,704.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.5% | 8.0% |
| Monthly Cash Flow | $658 | $350 |
City averages based on Osawatomie market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,606 |
| Total Monthly Debt Service | $891 |
| DSCR Ratio | 1.80x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Home Type Unknown
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 66064, Osawatomie, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,528 (100%) |
| Owner Occupied HU | 1,436 (56.8%) |
| Renter Occupied HU | 779 (30.8%) |
| Vacant Housing Units | 313 (12.4%) |
| Median Home Value | $155,667 |
| Average Home Value | $205,317 |
Housing Distribution
Address Breakdown
Residential
2,310
Single Family
2,257
Multi-Family
53
Businesses
147
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Home Type Unknown
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 66064, Osawatomie, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,528 (100%) |
| Owner Occupied HU | 1,436 (56.8%) |
| Renter Occupied HU | 779 (30.8%) |
| Vacant Housing Units | 313 (12.4%) |
| Median Home Value | $155,667 |
| Average Home Value | $205,317 |
Housing Distribution
Address Breakdown
Residential
2,310
Single Family
2,257
Multi-Family
53
Businesses
147
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A