4100 W Middle RdPeoriaIL61605
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow4100 W Middle Rd, Peoria, IL, 61605 in Peoria is a top-tier cash-flow asset. At $269,900 it produces $2,424/mo in rent and $552/mo in net monthly income, a 10.78% gross rental yield. The DSCR of 2.00 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $6,623. Five-year appreciation adds $74,568, driving a total cumulative return of $138,728.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.8% | 6.2% |
| Monthly Cash Flow | $552 | $450 |
City averages based on Peoria market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,424 |
| Total Monthly Debt Service | $1,765 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1970
1.04 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61605, Peoria, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,949 (100%) |
| Owner Occupied HU | 2,320 (33.4%) |
| Renter Occupied HU | 3,360 (48.4%) |
| Vacant Housing Units | 1,269 (18.3%) |
| Median Home Value | $50,913 |
| Average Home Value | $137,629 |
Housing Distribution
Address Breakdown
Residential
5,789
Single Family
4,899
Multi-Family
890
Businesses
258
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1970
1.04 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61605, Peoria, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,949 (100%) |
| Owner Occupied HU | 2,320 (33.4%) |
| Renter Occupied HU | 3,360 (48.4%) |
| Vacant Housing Units | 1,269 (18.3%) |
| Median Home Value | $50,913 |
| Average Home Value | $137,629 |
Housing Distribution
Address Breakdown
Residential
5,789
Single Family
4,899
Multi-Family
890
Businesses
258
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices