41-532 Kumuhau StWaimanaloHI96795
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 41-532 Kumuhau St, Waimanalo, HI, 96795 in Waimanalo is straightforward: $875,000 in, $6,845/mo in rent, $1,796/mo out after debt service. The 9.39% gross yield and 1.74 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $241,746 by year five. With $8,059/yr in principal equity, the total cumulative return is projected at $445,811.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 6.0% |
| Monthly Cash Flow | $1,796 | $1,500 |
City averages based on Waimanalo market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,845 |
| Total Monthly Debt Service | $4,700 |
| DSCR Ratio | 1.46x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1966
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96795, Waimanalo, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,801 (100%) |
| Owner Occupied HU | 1,839 (65.7%) |
| Renter Occupied HU | 818 (29.2%) |
| Vacant Housing Units | 144 ( 5.1%) |
| Median Home Value | $1,210,359 |
| Average Home Value | $1,337,455 |
Housing Distribution
Address Breakdown
Residential
2,397
Single Family
2,397
Multi-Family
0
Businesses
157
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1966
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96795, Waimanalo, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,801 (100%) |
| Owner Occupied HU | 1,839 (65.7%) |
| Renter Occupied HU | 818 (29.2%) |
| Vacant Housing Units | 144 ( 5.1%) |
| Median Home Value | $1,210,359 |
| Average Home Value | $1,337,455 |
Housing Distribution
Address Breakdown
Residential
2,397
Single Family
2,397
Multi-Family
0
Businesses
157
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Perry Kunishige • RE/MAX Honolulu
Mls Name: HiCentral MLS
Mls Provider:
Mls ID: #202511770
Disclaimer: Based on information from the Multiple Listing Service of HiCentral MLS, Ltd. listings last updated on 2025-10-21 22:33:22 PDT. Information is deemed reliable but not guaranteed. Copyright 2025 HiCentral MLS, Ltd