41-179 Nalu StWaimanaloHI96795
INVESTMENT ANALYSIS
Investment Verdict
Solid Income41-179 Nalu St, Waimanalo, HI, 96795 in Waimanalo is a solid income-producing rental, 9.59% gross yield, $5,992/mo rent, $1,721/mo net cash flow on a $750,000 buy. DSCR 1.78 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $207,211 and $6,908/yr in principal reduction project a total cumulative return of $393,544.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 6.0% |
| Monthly Cash Flow | $1,721 | $1,500 |
City averages based on Waimanalo market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,992 |
| Total Monthly Debt Service | $3,972 |
| DSCR Ratio | 1.51x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1968
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96795, Waimanalo, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,801 (100%) |
| Owner Occupied HU | 1,839 (65.7%) |
| Renter Occupied HU | 818 (29.2%) |
| Vacant Housing Units | 144 ( 5.1%) |
| Median Home Value | $1,210,359 |
| Average Home Value | $1,337,455 |
Housing Distribution
Address Breakdown
Residential
2,397
Single Family
2,397
Multi-Family
0
Businesses
157
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1968
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96795, Waimanalo, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,801 (100%) |
| Owner Occupied HU | 1,839 (65.7%) |
| Renter Occupied HU | 818 (29.2%) |
| Vacant Housing Units | 144 ( 5.1%) |
| Median Home Value | $1,210,359 |
| Average Home Value | $1,337,455 |
Housing Distribution
Address Breakdown
Residential
2,397
Single Family
2,397
Multi-Family
0
Businesses
157
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices