41-019 Manana StWaimanaloHI96795
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in Waimanalo at 41-019 Manana St, Waimanalo, HI, 96795 projects strong ROI of 9.97%. Rental yield 3.25%. With 5% annual appreciation, the property builds $849,566 in value over five years. Equity growth combined delivers a projected five-year ROI of 65.44%, translating into $568,510 in total cumulative return on $868,688 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.3% | 6.0% |
| Monthly Cash Flow | $(9,181) | $1,500 |
City averages based on Waimanalo market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $8,329 |
| Total Monthly Debt Service | $16,287 |
| DSCR Ratio | 0.51x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1963
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96795, Waimanalo, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,801 (100%) |
| Owner Occupied HU | 1,839 (65.7%) |
| Renter Occupied HU | 818 (29.2%) |
| Vacant Housing Units | 144 ( 5.1%) |
| Median Home Value | $1,210,359 |
| Average Home Value | $1,337,455 |
Housing Distribution
Address Breakdown
Residential
2,397
Single Family
2,397
Multi-Family
0
Businesses
157
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1963
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96795, Waimanalo, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,801 (100%) |
| Owner Occupied HU | 1,839 (65.7%) |
| Renter Occupied HU | 818 (29.2%) |
| Vacant Housing Units | 144 ( 5.1%) |
| Median Home Value | $1,210,359 |
| Average Home Value | $1,337,455 |
Housing Distribution
Address Breakdown
Residential
2,397
Single Family
2,397
Multi-Family
0
Businesses
157
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Scott K Startsman • List Sotheby's Int'l Realty
Mls Name: HiCentral MLS
Mls Provider:
Mls ID: #202502373
Disclaimer: Based on information from the Multiple Listing Service of HiCentral MLS, Ltd. listings last updated on 2025-10-24 23:34:48 PDT. Information is deemed reliable but not guaranteed. Copyright 2025 HiCentral MLS, Ltd