4095 Williams StBuhlID83316
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderSolid fundamentals define the investment case at 4095 Williams St, Buhl, ID, 83316 in Buhl: $2,256/mo in rent, $266/mo in net income, 7.83% gross yield, 1.45 DSCR, all at $345,900. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $95,566 in appreciation and $3,186/yr in principal paydown projects total cumulative return of $147,701.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 5.0% |
| Monthly Cash Flow | $266 | $300 |
City averages based on Buhl market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,256 |
| Total Monthly Debt Service | $1,852 |
| DSCR Ratio | 1.22x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
9,713 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83316, Buhl, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,548 (100%) |
| Owner Occupied HU | 3,227 (71.0%) |
| Renter Occupied HU | 1,036 (22.8%) |
| Vacant Housing Units | 285 ( 6.3%) |
| Median Home Value | $363,438 |
| Average Home Value | $379,862 |
Housing Distribution
Address Breakdown
Residential
4,149
Single Family
4,101
Multi-Family
48
Businesses
347
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
9,713 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83316, Buhl, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,548 (100%) |
| Owner Occupied HU | 3,227 (71.0%) |
| Renter Occupied HU | 1,036 (22.8%) |
| Vacant Housing Units | 285 ( 6.3%) |
| Median Home Value | $363,438 |
| Average Home Value | $379,862 |
Housing Distribution
Address Breakdown
Residential
4,149
Single Family
4,101
Multi-Family
48
Businesses
347
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices