409 S Commerce StBremondTX76629
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 409 S Commerce St, Bremond, TX, 76629 in Bremond worth study. Rental yield 3.76%. The 3.76% gross yield is below cash-flow benchmarks at $285,000, but 5% annual appreciation, adding $78,740 over five years, frames this as a capital growth position. Rent of $893/mo partially offsets the $1,282/mo payment. Ziffy Mortgage finances appreciation-play properties (0.70 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $36,275.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 3.8% | 6.2% |
| Monthly Cash Flow | $(1,134) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $893 |
| Total Monthly Debt Service | $1,913 |
| DSCR Ratio | 0.47x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in N/A
7,710 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 76629, Bremond, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,090 (100%) |
| Owner Occupied HU | 603 (55.3%) |
| Renter Occupied HU | 215 (19.7%) |
| Vacant Housing Units | 272 (25.0%) |
| Median Home Value | $177,394 |
| Average Home Value | $265,419 |
Housing Distribution
Address Breakdown
Residential
819
Single Family
819
Multi-Family
0
Businesses
80
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in N/A
7,710 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 76629, Bremond, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,090 (100%) |
| Owner Occupied HU | 603 (55.3%) |
| Renter Occupied HU | 215 (19.7%) |
| Vacant Housing Units | 272 (25.0%) |
| Median Home Value | $177,394 |
| Average Home Value | $265,419 |
Housing Distribution
Address Breakdown
Residential
819
Single Family
819
Multi-Family
0
Businesses
80
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Eduardo Medina • Realty ONE Group, Experience
Mls Name: HAR
Mls Provider:
Mls ID: #55338960
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