4083 Carson RdCaminoCA95709
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 4083 Carson Rd, Camino, CA, 95709 in Camino. At $289,500 it earns $2,100/mo in rent and distributes $309/mo to the owner after the $1,302/mo payment, a consistent 8.7% yield. DSCR 1.61 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $79,984 in value; $2,666/yr in principal paydown compounds ownership stake. Total projected return: $129,708.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 6.0% |
| Monthly Cash Flow | $309 | $1,500 |
City averages based on Camino market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,100 |
| Total Monthly Debt Service | $1,676 |
| DSCR Ratio | 1.25x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1967
2,614 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95709, Camino, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,541 (100%) |
| Owner Occupied HU | 1,765 (69.5%) |
| Renter Occupied HU | 505 (19.9%) |
| Vacant Housing Units | 271 (10.7%) |
| Median Home Value | $616,007 |
| Average Home Value | $705,778 |
Housing Distribution
Address Breakdown
Residential
1,830
Single Family
1,700
Multi-Family
130
Businesses
97
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1967
2,614 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95709, Camino, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,541 (100%) |
| Owner Occupied HU | 1,765 (69.5%) |
| Renter Occupied HU | 505 (19.9%) |
| Vacant Housing Units | 271 (10.7%) |
| Median Home Value | $616,007 |
| Average Home Value | $705,778 |
Housing Distribution
Address Breakdown
Residential
1,830
Single Family
1,700
Multi-Family
130
Businesses
97
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices