408 Robin CtFillmoreCA93015
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow408 Robin Ct, Fillmore, CA, 93015 in Fillmore earns its strong cash-flow label: 10.06% yield, $6,456/mo rent, $1,693/mo net income, DSCR 1.86. The $770,000 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $212,737 by year five. Combined with $7,092/yr in principal paydown, total projected return reaches $400,928.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.1% | 6.5% |
| Monthly Cash Flow | $1,693 | $400 |
City averages based on Fillmore market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,456 |
| Total Monthly Debt Service | $4,457 |
| DSCR Ratio | 1.45x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1989
6,060 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93015, Fillmore, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,986 (100%) |
| Owner Occupied HU | 3,857 (64.4%) |
| Renter Occupied HU | 1,848 (30.9%) |
| Vacant Housing Units | 281 ( 4.7%) |
| Median Home Value | $652,909 |
| Average Home Value | $708,417 |
Housing Distribution
Address Breakdown
Residential
5,904
Single Family
5,548
Multi-Family
356
Businesses
275
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1989
6,060 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93015, Fillmore, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,986 (100%) |
| Owner Occupied HU | 3,857 (64.4%) |
| Renter Occupied HU | 1,848 (30.9%) |
| Vacant Housing Units | 281 ( 4.7%) |
| Median Home Value | $652,909 |
| Average Home Value | $708,417 |
Housing Distribution
Address Breakdown
Residential
5,904
Single Family
5,548
Multi-Family
356
Businesses
275
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices