408 Ponroy StScottsboroAL35768
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Scottsboro at 408 Ponroy St, Scottsboro, AL, 35768 uses $38,123 cash to close to unlock $9,489/yr annual cash flow and $791/mo monthly cash flow. Total monthly income runs $1,440/mo, and a $563/mo payment keeps the spread at $791/mo. Purchase price stands at $115,000, and rental yield measures 15.03% with $1,440/mo rent. Return on cash invested shows 44.8% in year one, and 5% annual appreciation builds toward $31,772 over five years. Five-year ROI reaches 235.63% and total cumulative return in cash records $89,829. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,440/mo property income covering a $563/mo payment rather than investor’s personal income.
Single Family
Built in N/A
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35768, Scottsboro, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,190 (100%) |
| Owner Occupied HU | 3,233 (62.3%) |
| Renter Occupied HU | 1,430 (27.6%) |
| Vacant Housing Units | 527 (10.2%) |
| Median Home Value | $142,672 |
| Average Home Value | $189,654 |
Housing Distribution
Address Breakdown
Residential
5,008
Single Family
4,876
Multi-Family
132
Businesses
797
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Listed by: Vincent Lovvorn • Redstone Realty Solutions-Gsv
Mls Name: ValleyMLS
Mls Provider:
Mls ID: #21890572
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