








A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |


Rental property for sale in Patterson at 4075 Dereck Ln, Patterson, GA, 31557 priced at $349,000 converts $2,428/mo rent into $304/mo cash flow after a $1,708/mo obligation. Total monthly income equals $2,428/mo, and annual cash flow totals $3,649/yr on $115,694 invested. Return on cash invested prints 23.06% in year one, and rental yield reads 8.35% against a $349,000 entry. Equity gained on principal adds $2,252/yr, while 5% annual appreciation compiles into $96,422 by year five. Five-year ROI reaches 119.65% and total cumulative return in cash sums $138,432. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $2,428/mo property income covering a $1,708/mo payment, not borrower’s personal income.
Single Family
Built in 1999
1 Acres lot
$N/A/sqft
No HOA
Neighborhood data shown for ZIP Code: 31557, Patterson, GA area.
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,460 (100%) |
| Owner Occupied HU | 1,035 (70.9%) |
| Renter Occupied HU | 240 (16.4%) |
| Vacant Housing Units | 185 (12.7%) |
| Median Home Value | $171,274 |
| Average Home Value | $188,971 |
Residential
1,281
Single Family
1,281
Multi-Family
0
Businesses
66
Date | Event | Price |
|---|---|---|
| 2025-02-13 | Listed for sale | $349,000 |
| 2023-06-21 | Sold | $265,000 |
| 2012-11-19 | Sold | $139,000 |
Date | Tax Paid | Tax Increase Rate | Value | Value Increase Rate |
|---|---|---|---|---|
| 2023-02-16 | $2398.67 | 25.43% | $76,330 | 41.55% |
| 2022-02-16 | $1912.38 | -2.96% | $53,926 | 4.17% |
| 2021-02-16 | $1970.66 | 3.66% | $51,765 | 4.36% |



Listed by: Misti Martin • eXp Realty, LLC
Mls Name: GIAOR
Mls ID: #1651894
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.