4075 Brandon James Dr, Biloxi, MS, 39532 | $8/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Biloxi at 4075 Brandon James Dr, Biloxi, MS, 39532 listed at $499,000 pairs $3,061/mo rent with a $2,442/mo payment to leave $8/mo cash flow. Total monthly income runs $3,061/mo, and annual cash flow reaches $93/yr on $165,419 cash to close. Return on cash invested measures 19.96% in year one, and rental yield registers 7.36% at a $499,000 basis. Equity gained on principal adds $3,220/yr, and annual property appreciation at 5% supports $137,865 by year five. Five-year ROI tracks 103.05% and total cumulative return in cash totals $170,466. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $3,061/mo property income relative to a $2,442/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).

Single Family

Built in 1983

1.34 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 39532, Biloxi, MS area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	16,017 (100%)
Owner Occupied HU	9,809 (61.2%)
Renter Occupied HU	5,072 (31.7%)
Vacant Housing Units	1,136 ( 7.1%)
Median Home Value	$274,646
Average Home Value	$326,970