4073 40th LnAvondaleCO81022
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow4073 40th Ln, Avondale, CO, 81022 in Avondale earns its strong cash-flow label: 13.74% yield, $3,011/mo rent, $1,470/mo net income, DSCR 2.55. The $263,000 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $72,662 by year five. Combined with $2,422/yr in principal paydown, total projected return reaches $193,942.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.7% | 8.0% |
| Monthly Cash Flow | $1,470 | $1,500 |
City averages based on Avondale market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,011 |
| Total Monthly Debt Service | $1,436 |
| DSCR Ratio | 2.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1998
40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81022, Avondale, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 630 (100%) |
| Owner Occupied HU | 421 (66.8%) |
| Renter Occupied HU | 138 (21.9%) |
| Vacant Housing Units | 71 (11.3%) |
| Median Home Value | $361,504 |
| Average Home Value | $382,518 |
Housing Distribution
Address Breakdown
Residential
390
Single Family
390
Multi-Family
0
Businesses
30
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1998
40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81022, Avondale, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 630 (100%) |
| Owner Occupied HU | 421 (66.8%) |
| Renter Occupied HU | 138 (21.9%) |
| Vacant Housing Units | 71 (11.3%) |
| Median Home Value | $361,504 |
| Average Home Value | $382,518 |
Housing Distribution
Address Breakdown
Residential
390
Single Family
390
Multi-Family
0
Businesses
30
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices