407 Silver Creek Dr, Harker Heights, TX, 76548 | $330/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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407 Silver Creek Dr, Harker Heights, TX, 76548 | $330/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Harker Heights at 407 Silver Creek Dr, Harker Heights, TX, 76548 offers $2,456/mo rent that, after a $1,463/mo payment, leaves $330/mo cash flow. Total monthly income is $2,456/mo, and annual cash flow is $3,963/yr on $99,119 cash. Return on cash invested measures 23.91% in year one, and rental yield stands at 9.86% at a $299,000 entry. Equity gained on principal adds $1,929/yr while 5% annual appreciation compounds into $82,608 by year five. Five-year ROI records 125.52% and total cumulative return in cash reaches $124,414. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $2,456/mo property income versus a $1,463/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.

Single Family

Built in 1989

9,147 sqft lot

$N/A/sqft

No HOA

More details about the property

Rare find in Harker Heights! New Roof! Under 300k AND over 2,000 square feet! Four bedrooms, 2.5 bathrooms, what else could you ask for! Long-term neighbors on that CARE about the neighborhood. Nest Thermostats & Doorbell Cameras. The first floor has a formal dining room, perfect for gatherings. The master bedroom is located downstairs, offering privacy and comfort, complete with a bathroom that features both a separate shower and tub, as well as a large closet for ample storage. Open-concept kitchen, which connects to the dining. The kitchen is well-equipped with appliances, including two luxury refrigerators, island stovetop, dishwasher, & built-in double oven for those who love to cook. Upstairs, you'll find 3 additional bedrooms, providing plenty of space for guests as well as a guest bathroom with built-in storage. Large yard to entertain and a shed in the backyard for extra storage. Double car garage! Dont miss out on this rare opportunity!

Neighborhood Data

Neighborhood data shown for ZIP Code: 76548, Harker Heights, TX area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	13,452 (100%)
Owner Occupied HU	7,793 (57.9%)
Renter Occupied HU	4,954 (36.8%)
Vacant Housing Units	705 ( 5.2%)
Median Home Value	$305,751
Average Home Value	$308,017