407 Patrick Farms Dr, Pearl, MS, 39208 | $617/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Pearl at 407 Patrick Farms Dr, Pearl, MS, 39208 offers $2,028/mo rent that, after a $1,121/mo payment, leaves $617/mo cash flow. Total monthly income is $2,028/mo, and annual cash flow is $7,399/yr on $75,914 cash. Return on cash invested measures 29.66% in year one, and rental yield stands at 10.63% at a $229,000 entry. Equity gained on principal adds $1,478/yr while 5% annual appreciation compounds into $63,268 by year five. Five-year ROI records 155.08% and total cumulative return in cash reaches $117,725. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $2,028/mo property income versus a $1,121/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.

Single Family

Built in 2000

8,712 sqft lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 39208, Pearl, MS area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	13,880 (100%)
Owner Occupied HU	8,998 (64.8%)
Renter Occupied HU	4,011 (28.9%)
Vacant Housing Units	871 ( 6.3%)
Median Home Value	$177,888
Average Home Value	$221,845