407 Calle MachoSan ClementeCA92673
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 407 Calle Macho, San Clemente, CA, 92673 in San Clemente. At $1,899,000 it earns $12,828/mo in rent and distributes $864/mo to the owner after the $8,539/mo payment, a consistent 8.11% yield. DSCR 1.50 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $524,659 in value; $17,490/yr in principal paydown compounds ownership stake. Total projected return: $776,642.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 6.5% |
| Monthly Cash Flow | $864 | $2,500 |
City averages based on San Clemente market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $12,828 |
| Total Monthly Debt Service | $11,208 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1981
7,392 sqft lot
$N/A/sqft
$216 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92673, San Clemente, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,354 (100%) |
| Owner Occupied HU | 7,875 (76.1%) |
| Renter Occupied HU | 2,133 (20.6%) |
| Vacant Housing Units | 346 ( 3.3%) |
| Median Home Value | $1,396,840 |
| Average Home Value | $1,454,091 |
Housing Distribution
Address Breakdown
Residential
10,348
Single Family
9,608
Multi-Family
740
Businesses
1,105
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1981
7,392 sqft lot
$N/A/sqft
$216 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92673, San Clemente, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,354 (100%) |
| Owner Occupied HU | 7,875 (76.1%) |
| Renter Occupied HU | 2,133 (20.6%) |
| Vacant Housing Units | 346 ( 3.3%) |
| Median Home Value | $1,396,840 |
| Average Home Value | $1,454,091 |
Housing Distribution
Address Breakdown
Residential
10,348
Single Family
9,608
Multi-Family
740
Businesses
1,105
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices