407 1st StUniontownPA15401
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowReliable, bankable, and well-priced, 407 1st St, Uniontown, PA, 15401 in Uniontown delivers $1,705/mo in gross rent and $395/mo in net monthly income at a $200,000 entry. The 10.23% yield and 1.90 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $55,256 over five years and $1,842/yr in equity from loan paydown, total projected return is $101,591.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.2% | 6.2% |
| Monthly Cash Flow | $395 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,705 |
| Total Monthly Debt Service | $1,231 |
| DSCR Ratio | 1.39x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1925
10,406 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15401, Uniontown, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,014 (100%) |
| Owner Occupied HU | 8,604 (57.3%) |
| Renter Occupied HU | 4,740 (31.6%) |
| Vacant Housing Units | 1,670 (11.1%) |
| Median Home Value | $172,973 |
| Average Home Value | $217,279 |
Housing Distribution
Address Breakdown
Residential
13,984
Single Family
12,789
Multi-Family
1,195
Businesses
1,495
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1925
10,406 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15401, Uniontown, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,014 (100%) |
| Owner Occupied HU | 8,604 (57.3%) |
| Renter Occupied HU | 4,740 (31.6%) |
| Vacant Housing Units | 1,670 (11.1%) |
| Median Home Value | $172,973 |
| Average Home Value | $217,279 |
Housing Distribution
Address Breakdown
Residential
13,984
Single Family
12,789
Multi-Family
1,195
Businesses
1,495
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: WPMLS
Mls ID: #1745323