4067 Snail Court PlLutzFL33559
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeWhen a property's DSCR clears 1.5x, lenders and investors both pay attention. 4067 Snail Court Pl, Lutz, FL, 33559 in Lutz achieves a 1.57 ratio at $399,659: $2,819/mo rent versus $1,797/mo debt service. Rental yield 8.46%. Ziffy Mortgage's no-W2 DSCR loan is purpose-built for assets like this. The 8.46% yield compounds alongside 5% annual appreciation projecting $110,418 in value. Total projected cumulative return: $150,882.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 5.0% |
| Monthly Cash Flow | $(36) | $350 |
City averages based on Lutz market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,819 |
| Total Monthly Debt Service | $2,696 |
| DSCR Ratio | 1.05x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2024
2,613 sqft lot
$N/A/sqft
$203 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33559, Lutz, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,750 (100%) |
| Owner Occupied HU | 3,993 (51.5%) |
| Renter Occupied HU | 3,182 (41.1%) |
| Vacant Housing Units | 575 ( 7.4%) |
| Median Home Value | $438,365 |
| Average Home Value | $507,849 |
Housing Distribution
Address Breakdown
Residential
7,308
Single Family
5,780
Multi-Family
1,528
Businesses
486
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2024
2,613 sqft lot
$N/A/sqft
$203 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33559, Lutz, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,750 (100%) |
| Owner Occupied HU | 3,993 (51.5%) |
| Renter Occupied HU | 3,182 (41.1%) |
| Vacant Housing Units | 575 ( 7.4%) |
| Median Home Value | $438,365 |
| Average Home Value | $507,849 |
Housing Distribution
Address Breakdown
Residential
7,308
Single Family
5,780
Multi-Family
1,528
Businesses
486
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices