4064 Parisville RdRuthMI48470
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow4064 Parisville Rd, Ruth, MI, 48470 in Ruth earns its strong cash-flow label: 25.85% yield, $2,563/mo rent, $1,778/mo net income, DSCR 4.79. The $119,000 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $32,878 by year five. Combined with $1,096/yr in principal paydown, total projected return reaches $159,797.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 25.9% | 7.0% |
| Monthly Cash Flow | $1,778 | $450 |
City averages based on Ruth market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,563 |
| Total Monthly Debt Service | $737 |
| DSCR Ratio | 3.48x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
0.99 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 48470, Ruth, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 355 (100%) |
| Owner Occupied HU | 306 (86.2%) |
| Renter Occupied HU | 26 ( 7.3%) |
| Vacant Housing Units | 23 ( 6.5%) |
| Median Home Value | $222,951 |
| Average Home Value | $280,286 |
Housing Distribution
Address Breakdown
Residential
293
Single Family
293
Multi-Family
0
Businesses
17
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
0.99 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 48470, Ruth, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 355 (100%) |
| Owner Occupied HU | 306 (86.2%) |
| Renter Occupied HU | 26 ( 7.3%) |
| Vacant Housing Units | 23 ( 6.5%) |
| Median Home Value | $222,951 |
| Average Home Value | $280,286 |
Housing Distribution
Address Breakdown
Residential
293
Single Family
293
Multi-Family
0
Businesses
17
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices