406 E Center StFort RecoveryOH45846
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 406 E Center St, Fort Recovery, OH, 45846 in Fort Recovery speaks for itself: 15.02% gross on a $149,900 price, generating $1,877/mo in rent and $891/mo in net income after the $674/mo debt service. DSCR 2.78, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $10,689 stacks alongside $41,415 in projected five-year appreciation and $1,381/yr in principal reduction. Projected total cumulative return: $114,455.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 15% | 6.2% |
| Monthly Cash Flow | $891 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,877 |
| Total Monthly Debt Service | $926 |
| DSCR Ratio | 2.03x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1942
8,581 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45846, Fort Recovery, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,601 (100%) |
| Owner Occupied HU | 1,322 (82.6%) |
| Renter Occupied HU | 210 (13.1%) |
| Vacant Housing Units | 69 ( 4.3%) |
| Median Home Value | $275,393 |
| Average Home Value | $315,618 |
Housing Distribution
Address Breakdown
Residential
1,043
Single Family
1,043
Multi-Family
0
Businesses
121
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1942
8,581 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45846, Fort Recovery, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,601 (100%) |
| Owner Occupied HU | 1,322 (82.6%) |
| Renter Occupied HU | 210 (13.1%) |
| Vacant Housing Units | 69 ( 4.3%) |
| Median Home Value | $275,393 |
| Average Home Value | $315,618 |
Housing Distribution
Address Breakdown
Residential
1,043
Single Family
1,043
Multi-Family
0
Businesses
121
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices