406 Butler StPocolaOK74902
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 406 Butler St, Pocola, OK, 74902 in Pocola. Rental yield 5.28%. At $260,000 with 5.28% gross yield, current distributions are modest, but the 5% appreciation rate projects $71,833 in new equity by year five, complemented by $2,395/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.98) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $65,625.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 5.3% | 6.2% |
| Monthly Cash Flow | $(517) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,144 |
| Total Monthly Debt Service | $1,557 |
| DSCR Ratio | 0.73x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1974
7.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74902, Pocola, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,881 (100%) |
| Owner Occupied HU | 1,235 (65.7%) |
| Renter Occupied HU | 499 (26.5%) |
| Vacant Housing Units | 147 ( 7.8%) |
| Median Home Value | $141,118 |
| Average Home Value | $156,595 |
Housing Distribution
Address Breakdown
Residential
1,773
Single Family
1,726
Multi-Family
47
Businesses
155
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1974
7.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74902, Pocola, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,881 (100%) |
| Owner Occupied HU | 1,235 (65.7%) |
| Renter Occupied HU | 499 (26.5%) |
| Vacant Housing Units | 147 ( 7.8%) |
| Median Home Value | $141,118 |
| Average Home Value | $156,595 |
Housing Distribution
Address Breakdown
Residential
1,773
Single Family
1,726
Multi-Family
47
Businesses
155
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices