504 M StBarlingAR72923
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 504 M St, Barling, AR, 72923 in Barling at $223,000 earns $1,502/mo in rent and nets $162/mo after the $1,003/mo payment, a 8.08% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $61,611 over five years. Ziffy Mortgage underwrites this on a 1.50 DSCR without U.S. credit history. With $2,054/yr in principal paydown, total projected return reaches $94,767.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 8.0% |
| Monthly Cash Flow | $162 | $300 |
City averages based on Barling market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,502 |
| Total Monthly Debt Service | $1,252 |
| DSCR Ratio | 1.20x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1970
0.42 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72923, Barling, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,101 (100%) |
| Owner Occupied HU | 1,248 (59.4%) |
| Renter Occupied HU | 679 (32.3%) |
| Vacant Housing Units | 174 ( 8.3%) |
| Median Home Value | $183,071 |
| Average Home Value | $211,280 |
Housing Distribution
Address Breakdown
Residential
2,277
Single Family
1,871
Multi-Family
406
Businesses
141
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1970
0.42 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72923, Barling, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,101 (100%) |
| Owner Occupied HU | 1,248 (59.4%) |
| Renter Occupied HU | 679 (32.3%) |
| Vacant Housing Units | 174 ( 8.3%) |
| Median Home Value | $183,071 |
| Average Home Value | $211,280 |
Housing Distribution
Address Breakdown
Residential
2,277
Single Family
1,871
Multi-Family
406
Businesses
141
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices