405 Kate Smith StPrairie GroveAR72753
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 405 Kate Smith St, Prairie Grove, AR, 72753 in Prairie Grove earns a 8.53% gross yield at $212,000. Rent of $1,507/mo nets $233/mo after the $953/mo mortgage. The 1.58 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $58,572 and $1,953/yr in equity accumulation project a total cumulative return of $95,247.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 7.0% |
| Monthly Cash Flow | $233 | $800 |
City averages based on Prairie Grove market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,507 |
| Total Monthly Debt Service | $1,190 |
| DSCR Ratio | 1.27x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1967
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72753, Prairie Grove, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,673 (100%) |
| Owner Occupied HU | 3,361 (71.9%) |
| Renter Occupied HU | 1,029 (22.0%) |
| Vacant Housing Units | 283 ( 6.1%) |
| Median Home Value | $292,320 |
| Average Home Value | $345,014 |
Housing Distribution
Address Breakdown
Residential
4,510
Single Family
4,510
Multi-Family
0
Businesses
217
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1967
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72753, Prairie Grove, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,673 (100%) |
| Owner Occupied HU | 3,361 (71.9%) |
| Renter Occupied HU | 1,029 (22.0%) |
| Vacant Housing Units | 283 ( 6.1%) |
| Median Home Value | $292,320 |
| Average Home Value | $345,014 |
Housing Distribution
Address Breakdown
Residential
4,510
Single Family
4,510
Multi-Family
0
Businesses
217
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Laura Maxwell • Coldwell Banker Harris McHaney & Faucette-Rogers
Mls Name: ArkansasOne MLS
Mls Provider:
Mls ID: #1314457
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.