405 Granite St, Worcester, MA, 01607 | $85/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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405 Granite St, Worcester, MA, 01607 | $85/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Worcester at 405 Granite St, Worcester, MA, 01607 offers $4,937/mo rent that, after a $3,768/mo payment, leaves $85/mo cash flow. Total monthly income is $4,937/mo, and annual cash flow is $1,017/yr on $253,297 cash. Return on cash invested measures 20.46% in year one, and rental yield stands at 7.7% at a $769,900 entry. Equity gained on principal adds $4,968/yr while 5% annual appreciation compounds into $212,709 by year five. Five-year ROI records 105.92% and total cumulative return in cash reaches $268,297. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $4,937/mo property income versus a $3,768/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.

Single Family

Built in 2002

0.27 Acres lot

$N/A/sqft

No HOA

More details about the property

Nestled at 405 Granite St, Worcester, MA, this inviting single-family residence offers a rare opportunity to own a substantial property in a desirable location, ready for you to move in and make it your own. The heart of this home undoubtedly lies within its generous living area, encompassing 3160 square feet; envision a space where comfortable daily living blends seamlessly with the ability to host gatherings both large and small, making memories that will last a lifetime. With six bedrooms, this home provides ample private retreats for everyone, ensuring personal space and restful nights. Two full bathrooms and one-half bathroom are thoughtfully positioned to serve both residents and guests with ease. Step outside and discover your own private space great for cook outs, where the fenced backyard promises endless opportunities for recreation and relaxation. Large finished basement bring your buyer seller is ready to sale.

Neighborhood Data

Neighborhood data shown for ZIP Code: 01607, Worcester, MA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	4,617 (100%)
Owner Occupied HU	1,759 (38.1%)
Renter Occupied HU	2,561 (55.5%)
Vacant Housing Units	297 ( 6.4%)
Median Home Value	$375,391
Average Home Value	$455,244