405 Camden DrMarshallMN56258
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow405 Camden Dr, Marshall, MN, 56258 in Marshall is a top-tier cash-flow asset. At $184,600 it produces $2,288/mo in rent and $1,129/mo in net monthly income, a 14.88% gross rental yield. The DSCR of 2.76 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $13,547. Five-year appreciation adds $51,002, driving a total cumulative return of $142,758.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.9% | 7.2% |
| Monthly Cash Flow | $1,129 | $350 |
City averages based on Marshall market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,288 |
| Total Monthly Debt Service | $1,086 |
| DSCR Ratio | 2.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1960
0.35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56258, Marshall, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,816 (100%) |
| Owner Occupied HU | 3,550 (52.1%) |
| Renter Occupied HU | 2,624 (38.5%) |
| Vacant Housing Units | 642 ( 9.4%) |
| Median Home Value | $242,724 |
| Average Home Value | $268,467 |
Housing Distribution
Address Breakdown
Residential
6,621
Single Family
4,936
Multi-Family
1,685
Businesses
699
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1960
0.35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56258, Marshall, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,816 (100%) |
| Owner Occupied HU | 3,550 (52.1%) |
| Renter Occupied HU | 2,624 (38.5%) |
| Vacant Housing Units | 642 ( 9.4%) |
| Median Home Value | $242,724 |
| Average Home Value | $268,467 |
Housing Distribution
Address Breakdown
Residential
6,621
Single Family
4,936
Multi-Family
1,685
Businesses
699
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices