4049 Eastbridge CirStockbridgeMI49285
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayYield and appreciation often trade off, and at 4049 Eastbridge Cir, Stockbridge, MI, 49285 in Stockbridge the bet is firmly on appreciation. Rental yield 3.9%. The 3.9% gross yield on a $332,500 price is below income-first thresholds, but 5%/yr value growth projects $91,864 in equity by year five. Ziffy Mortgage's non-U.S. DSCR mortgage (0.72) finances the acquisition on rental income alone. A larger down payment (30–35%) reduces monthly debt service and tightens the spread. Total projected cumulative return: $43,076.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.9% | 8.2% |
| Monthly Cash Flow | $(1,313) | $1,200 |
City averages based on Stockbridge market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,080 |
| Total Monthly Debt Service | $2,260 |
| DSCR Ratio | 0.48x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2024
4,356 sqft lot
$N/A/sqft
$200 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 49285, Stockbridge, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,328 (100%) |
| Owner Occupied HU | 1,878 (80.7%) |
| Renter Occupied HU | 330 (14.2%) |
| Vacant Housing Units | 120 ( 5.2%) |
| Median Home Value | $283,200 |
| Average Home Value | $312,280 |
Housing Distribution
Address Breakdown
Residential
2,177
Single Family
2,129
Multi-Family
48
Businesses
126
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2024
4,356 sqft lot
$N/A/sqft
$200 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 49285, Stockbridge, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,328 (100%) |
| Owner Occupied HU | 1,878 (80.7%) |
| Renter Occupied HU | 330 (14.2%) |
| Vacant Housing Units | 120 ( 5.2%) |
| Median Home Value | $283,200 |
| Average Home Value | $312,280 |
Housing Distribution
Address Breakdown
Residential
2,177
Single Family
2,129
Multi-Family
48
Businesses
126
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tracey Hernly & Co. • Howard Hanna Real Estate Executives
Mls Name: Greater Lansing AOR
Mls Provider:
Mls ID: #288909
Disclaimer: IDX information is provided exclusively for Consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties Consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. Copyright 2025 Greater Lansing Association of REALTORS