4042 REGAL ROSESan AntonioTX78259
INVESTMENT ANALYSIS
Investment Verdict
Solid Income4042 REGAL ROSE, San Antonio, TX, 78259 in San Antonio carries a 1.65 coverage ratio, rent of $2,390/mo is 1.65 times the $1,450/mo payment. Rental yield 8.89%. That margin gives both the investor and Ziffy Mortgage's DSCR underwriting a comfortable buffer at a $322,500 acquisition price. No U.S. credit or income documentation required. Five-year appreciation adds $89,101; total projected cumulative return: $114,745.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.9% | 5.8% |
| Monthly Cash Flow | $(154) | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,390 |
| Total Monthly Debt Service | $2,416 |
| DSCR Ratio | 0.99x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2004
6,141 sqft lot
$N/A/sqft
$120 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78259, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,899 (100%) |
| Owner Occupied HU | 8,090 (58.2%) |
| Renter Occupied HU | 4,742 (34.1%) |
| Vacant Housing Units | 1,067 ( 7.7%) |
| Median Home Value | $395,032 |
| Average Home Value | $431,254 |
Housing Distribution
Address Breakdown
Residential
12,146
Single Family
8,898
Multi-Family
3,248
Businesses
969
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2004
6,141 sqft lot
$N/A/sqft
$120 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78259, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,899 (100%) |
| Owner Occupied HU | 8,090 (58.2%) |
| Renter Occupied HU | 4,742 (34.1%) |
| Vacant Housing Units | 1,067 ( 7.7%) |
| Median Home Value | $395,032 |
| Average Home Value | $431,254 |
Housing Distribution
Address Breakdown
Residential
12,146
Single Family
8,898
Multi-Family
3,248
Businesses
969
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices