404 N Allen StBenningtonNE68007
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeWhen a property's DSCR clears 1.5x, lenders and investors both pay attention. 404 N Allen St, Bennington, NE, 68007 in Bennington achieves a 1.57 ratio at $294,000: $2,070/mo rent versus $1,322/mo debt service. Rental yield 8.45%. Ziffy Mortgage's no-W2 DSCR loan is purpose-built for assets like this. The 8.45% yield compounds alongside 5% annual appreciation projecting $81,227 in value. Total projected cumulative return: $117,650.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 6.2% |
| Monthly Cash Flow | $(90) | $820 |
City averages based on Bennington market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,070 |
| Total Monthly Debt Service | $1,868 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2021
5,662 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68007, Bennington, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,696 (100%) |
| Owner Occupied HU | 5,864 (87.6%) |
| Renter Occupied HU | 542 ( 8.1%) |
| Vacant Housing Units | 290 ( 4.3%) |
| Median Home Value | $391,102 |
| Average Home Value | $445,396 |
Housing Distribution
Address Breakdown
Residential
6,654
Single Family
6,516
Multi-Family
138
Businesses
184
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2021
5,662 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68007, Bennington, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,696 (100%) |
| Owner Occupied HU | 5,864 (87.6%) |
| Renter Occupied HU | 542 ( 8.1%) |
| Vacant Housing Units | 290 ( 4.3%) |
| Median Home Value | $391,102 |
| Average Home Value | $445,396 |
Housing Distribution
Address Breakdown
Residential
6,654
Single Family
6,516
Multi-Family
138
Businesses
184
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kamie Mielke • BHHS Ambassador Real Estate
Mls Name: GPRMLS
Mls ID: #22603865