404 Gunsmoke DrDiamond BarCA91765
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 404 Gunsmoke Dr, Diamond Bar, CA, 91765 in Diamond Bar. At $883,000 it earns $6,158/mo in rent and distributes $696/mo to the owner after the $3,971/mo payment, a consistent 8.37% yield. DSCR 1.55 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $243,957 in value; $8,133/yr in principal paydown compounds ownership stake. Total projected return: $379,558.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 5.5% |
| Monthly Cash Flow | $696 | $200 |
City averages based on Diamond Bar market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,158 |
| Total Monthly Debt Service | $5,111 |
| DSCR Ratio | 1.20x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1975
10,389 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91765, Diamond Bar, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,022 (100%) |
| Owner Occupied HU | 11,351 (70.8%) |
| Renter Occupied HU | 4,076 (25.4%) |
| Vacant Housing Units | 595 ( 3.7%) |
| Median Home Value | $931,772 |
| Average Home Value | $1,045,697 |
Housing Distribution
Address Breakdown
Residential
15,793
Single Family
14,094
Multi-Family
1,699
Businesses
1,247
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1975
10,389 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91765, Diamond Bar, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,022 (100%) |
| Owner Occupied HU | 11,351 (70.8%) |
| Renter Occupied HU | 4,076 (25.4%) |
| Vacant Housing Units | 595 ( 3.7%) |
| Median Home Value | $931,772 |
| Average Home Value | $1,045,697 |
Housing Distribution
Address Breakdown
Residential
15,793
Single Family
14,094
Multi-Family
1,699
Businesses
1,247
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices