Save Search
Filters Applied
EditEdit Filters
Price: $300K - 500K
Monthly Cash Flow: 1 - 3k+
Home Type: Single Family
Loading Maps & Overview...
Loading Calculator...
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
Investment property for sale in Union Bridge at 404 Clear Ridge Rd, Union Bridge, MD, 21791 with 5% annual appreciation on a $230,000 basis while $2,846/mo rent supports operations. Total monthly income totals $2,846/mo and a $1,126/mo payment preserves $1,415/mo for cash returns. Annual cash flow comes to $16,983/yr on $76,245 deployed, and return on cash invested reaches 42.18% in year one. Equity gained on principal adds $1,484/yr, and five-year appreciation sums $63,545 alongside rental yield of 14.85%. Five-year ROI measures 222.38% and total cumulative return in cash totals $169,555.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,846/mo property income versus a $1,126/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 1870
0.68 Acres lot
$N/A/sqft
No HOA
Neighborhood data shown for ZIP Code: 21791, Union Bridge, MD area.
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,187 (100%) |
| Owner Occupied HU | 1,692 (77.4%) |
| Renter Occupied HU | 376 (17.2%) |
| Vacant Housing Units | 119 ( 5.4%) |
| Median Home Value | $529,442 |
| Average Home Value | $601,399 |
Residential
1,812
Single Family
1,791
Multi-Family
21
Businesses
68
Date | Event | Price |
|---|---|---|
| 2025-08-08 | Sold | $230,000 |
| 2025-06-12 | Pending sale | $225,000 |
| 2025-06-10 | Listing removed | $225,000 |
Date | Tax Paid | Tax Increase Rate | Value | Value Increase Rate |
|---|---|---|---|---|
| 2025-10-15 | $2155.65 | 7.29% | $187,600 | 5.51% |
| 2024-10-15 | $2009.14 | 5.83% | $177,800 | 5.83% |
| 2023-10-15 | $1898.40 | 0.16% | $168,000 | N/A |
Listed by: Jaime Mazerski • Coldwell Banker Realty
Mls Name: Bright MLS
Mls Provider:
Mls ID: #MDCR2027882
Disclaimer: The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by BRIGHT through a licensing agreement. Listing information is from various brokers who participate in the Bright MLS IDX program and not all listings may be visible on the site. The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale. Property information displayed is deemed reliable but is not guaranteed. Copyright 2025 Bright MLS, Inc. [Click here for more information](/mls-disclaimers/#5632)
