404 Bittersweet AveMetamoraIL61548
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 404 Bittersweet Ave, Metamora, IL, 61548 in Metamora speaks for itself: 15.73% gross on a $309,900 price, generating $4,062/mo in rent and $1,894/mo in net income after the $1,394/mo debt service. DSCR 2.91, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $22,730 stacks alongside $85,620 in projected five-year appreciation and $2,854/yr in principal reduction. Projected total cumulative return: $241,587.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 15.7% | 7.0% |
| Monthly Cash Flow | $1,894 | $500 |
City averages based on Metamora market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,062 |
| Total Monthly Debt Service | $2,026 |
| DSCR Ratio | 2.00x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2001
0.67 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2001
0.67 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices