4034 Saddle Run CirPelhamAL35124








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Pelham at 4034 Saddle Run Cir, Pelham, AL, 35124 offers a 10.04% rental yield on a $231,750 purchase with $1,939/mo rent. Total monthly income registers $1,939/mo, and a $1,134/mo payment leaves $593/mo available for distribution. Annual cash flow reaches $7,113/yr on $76,825 to close, and return on cash invested stands at 29.17% in year one. Equity gained on principal adds $1,495/yr while 5% annual appreciation supports $64,028 over five years. Portfolio math shows five-year ROI at 152% and total cumulative return in cash at $116,776. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $1,939/mo property income against a $1,134/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 1991
0.29 Acres lot
$N/A/sqft
$100 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35124, Pelham, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,280 (100%) |
| Owner Occupied HU | 8,765 (77.7%) |
| Renter Occupied HU | 2,140 (19.0%) |
| Vacant Housing Units | 375 ( 3.3%) |
| Median Home Value | $337,511 |
| Average Home Value | $374,292 |
Housing Distribution
Address Breakdown
Residential
11,011
Single Family
10,486
Multi-Family
525
Businesses
1,614
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Listed by: Pat Lynch • Sold South Realty
Mls Name: GALMLS
Mls Provider:
Mls ID: #21393418
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.








