4030 Dover Terrace DrLakelandFL33810

INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow4030 Dover Terrace Dr, Lakeland, FL, 33810 in Lakeland is a top-tier cash-flow asset. At $212,000 it produces $2,358/mo in rent and $676/mo in net monthly income, a 13.35% gross rental yield. The DSCR of 2.47 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $8,116. Five-year appreciation adds $58,572, driving a total cumulative return of $125,535.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.4% | 7.0% |
| Monthly Cash Flow | $676 | $1,500 |
City averages based on Lakeland market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,358 |
| Total Monthly Debt Service | $1,597 |
| DSCR Ratio | 1.48x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2006
1,376 sqft lot
$N/A/sqft
$184 monthly HOA



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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Townhouse
Built in 2006
1,376 sqft lot
$N/A/sqft
$184 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: Charlene Akes • S & D REAL ESTATE SERVICE LLC
Mls Name: Stellar MLS
Mls Provider:
Mls ID: #L4954505
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