403 E Walnut StRobinsonIL62454
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 403 E Walnut St, Robinson, IL, 62454 in Robinson. Priced at $142,400, it generates $1,776/mo in gross rent and $788/mo in net monthly cash flow, a 14.97% yield that comfortably supports the 2.77 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $9,459. Five-year appreciation: $39,342. Equity from principal paydown: $1,312/yr. Total projected cumulative return: $105,236.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 15% | 7.0% |
| Monthly Cash Flow | $788 | $1,200 |
City averages based on Robinson market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,776 |
| Total Monthly Debt Service | $931 |
| DSCR Ratio | 1.91x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1925
5,118 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62454, Robinson, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,909 (100%) |
| Owner Occupied HU | 3,227 (65.7%) |
| Renter Occupied HU | 958 (19.5%) |
| Vacant Housing Units | 724 (14.7%) |
| Median Home Value | $159,728 |
| Average Home Value | $206,626 |
Housing Distribution
Address Breakdown
Residential
4,449
Single Family
4,289
Multi-Family
160
Businesses
463
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1925
5,118 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62454, Robinson, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,909 (100%) |
| Owner Occupied HU | 3,227 (65.7%) |
| Renter Occupied HU | 958 (19.5%) |
| Vacant Housing Units | 724 (14.7%) |
| Median Home Value | $159,728 |
| Average Home Value | $206,626 |
Housing Distribution
Address Breakdown
Residential
4,449
Single Family
4,289
Multi-Family
160
Businesses
463
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices