403 E Pinzon StTuscolaIL61953
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 403 E Pinzon St, Tuscola, IL, 61953 in Tuscola. Rental yield 5.22%. At $200,000 with 5.22% gross yield, current distributions are modest, but the 5% appreciation rate projects $55,256 in new equity by year five, complemented by $1,842/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.97) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $43,235.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.2% | 7.0% |
| Monthly Cash Flow | $(517) | $1,200 |
City averages based on Tuscola market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $870 |
| Total Monthly Debt Service | $1,308 |
| DSCR Ratio | 0.67x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1920
9,147 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61953, Tuscola, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,959 (100%) |
| Owner Occupied HU | 1,975 (66.7%) |
| Renter Occupied HU | 714 (24.1%) |
| Vacant Housing Units | 270 ( 9.1%) |
| Median Home Value | $178,656 |
| Average Home Value | $197,411 |
Housing Distribution
Address Breakdown
Residential
2,766
Single Family
2,588
Multi-Family
178
Businesses
267
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1920
9,147 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61953, Tuscola, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,959 (100%) |
| Owner Occupied HU | 1,975 (66.7%) |
| Renter Occupied HU | 714 (24.1%) |
| Vacant Housing Units | 270 ( 9.1%) |
| Median Home Value | $178,656 |
| Average Home Value | $197,411 |
Housing Distribution
Address Breakdown
Residential
2,766
Single Family
2,588
Multi-Family
178
Businesses
267
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices